See how it works

Clear and Simple

Orchard Mortgage makes it easy to get
pre-approved and achieve your
homeownership goals.

We built the type of mortgage company we'd want to use ourselves.

A clear and simple way to finance your home and get all your questions answered along the way.

How it works


Meet your Orchard Mortgage loan officer

We’ll discuss your goals and financing needs to determine how to best serve you and get your application started.


Complete your application

Submit your financial details so we can review your eligibility.


Receive your pre-qualification

We’ll review your application and share a pre-qualification letter so you can confidently shop for homes.


Lock in your rate

Once you go under contract on your new home, your loan officer will help you lock a competitive interest rate.


Process and close your loan

We’re with you every step of the way – from ordering an appraisal to finalize your eligibility to closing your loan and handing over the keys.

Illustration of hands high-fiving

Join the thousands of satisfied Orchard Mortgage customers.

It was a seamless process. The online portal made it easy and Cameron was great to work with. The easiest process I’ve had so far in buying a home. Would recommend to anyone.
Nathan M.

Orchard Mortgage has an average rating of 4.9 out of 5 stars

Learn more

Additional resources

Learn more about home loans, home buying, and more on the Orchard blog